Skiing Insurance
Comprehensive ski insurance for your peace of mind..
Adequate Cover is Vital
Comprehensive ski and board insurance for your weekend break is vital. Without full cover you risk expensive medical or mountain rescue and repatriation bills which are very costly in ski resorts.
Our Policy is Tried & Tested
Our Policies are tried and tested for our holidays, and suit the majority of our guests. However we would always advise that you check to see that our cover (as with any cover)is adequate for you and any special needs you may have.
| Cover | Standard | Premier |
| 3 days Adult | £18 | £23 |
| 3 days Couple | £33 | £43 |
| 3 days Family (6 children) | £39 | £46 |
| 5 days Adult | £19 | £25 |
| 5 days Couple | £34 | £49 |
| 5 days Family (6 children) | £43 | £51 |
| 1 Week Adult (8day) | £19.95 | £29.95 |
| 1 Week Family (6 children) | £49.95 | £59.95 |
| 1 Week Couple | £34.95 | £54.95 |
| 2 Weeks | add £20 | add £25 |
| Annual Adult | n/a | n/a |
| Annual Couple | n/a | n/a |
| Annual Family | n/a | n/a |
| Annual Worldwide | n/a | n/a |
Our policies are very comprehensive and cover a lot of special needs such as Off Piste ski and boarding, Helicopter rescue, medical, mountain rescue, cancellation and repatriation. Ensure that your policy (if self sourced) covers you for all of these and more.
It is especially important for guests to be covered by a comprehensive winter sports policy and for this reason, any guests found not to have suitable cover in resort will be required to take up one of our policies on arrival. It is not always possible to organise insurance once having left the UK, so we advise that you do not leave this until the last minute.
Mtn Bike, Ski and Active Sports
These require a very special insurance cover. You need to be very sure that if you are self sourcing a policy, all hazardous pursuits are covered. E.g. You need to ensure you are covered for what we call “Extreme Terrain” Mountain Biking, and be very specific to the insurance provider about the sort of hazardous activities which you will be partaking. If in doubt - then simply order one of ours.*
*Most of the activities we offer are covered on our policy. However please check to see that it suits your own needs.
Cover for Holiday Cancellation
Our policies also cover against cancellation, so if you do have the unfortunate luck to have to cancel your holiday after having paid out for it, (so long as it was not just a change of heart) you will more than likely be able to recoup any lost monies through the insurance provider, (dependent on conditions of policy).
Automatic Cover
We will automatically book you and each member of your party a Standard policy (as below) unless you provide details of your own cover in the Special Requests box on the booking form. This will ensure that you are covered from point of booking.
For our Family & Couple cover, please indicate which members of the group are to go onto our Family or Couple policy using the Special Requests box on the Booking Form. You may also upgrade to our Premier cover using the booking form.
You will not be covered until the premium / deposit has been paid.
Refusing Cover
You will have 14 days to refuse cover. We can only accept policy cancellations by email to admin@alpineelements.co.uk, (please do not phone). Clients must reference their group leader surname or “A0” holiday reference number and state which policies are to be cancelled and for whom. After this 14 day period, all policies are non-refundable in the event of cancellation.
Responsibility
You are required to take all reasonable care to protect yourself and your property and to act as though you are insured. Please be sure you tell us or your insurers about anything which may affect your cover, including any pre-existing health and medical conditions. It is our client’s responsibility to check their policy documents for accuracy. It must be said that our policies suit most of our client’s needs, however please research our cover fully to ensure that it will suit all of your individual needs. It is our client’s responsibility to check that they are fully covered for all requirements and eventualities of their trip. We can only offer our policy in good faith, but we cannot guarantee that it will cover against every eventuality.
Standard Policy
| Cancellation & Curtailment | Up to £1,000 |
| Medical Expenses | Up to £5,000,000 |
| Repatriation | Up to £5,000,000 |
| Personal Accident | Up to £10,000 |
| Loss of Limbs or Sight | Up to £10,000 |
| Permanent Total Disablement | Up to £10,000 |
| Death | Up to £5,000 |
| Person under 18 Death Limi | Up to £1,500 |
| Personal Liability | Up to £2,000,000 |
| Legal Expenses | Up to £10,000 |
| Personal Possessions | Up to £1,500 |
| Travel Documents | Up to £250 |
| Any one item, set or pair | Up to £200 |
| Total for all Valuables | Up to £200 |
| Baggage Delay | Up to £100 |
| Money | Up to £500 |
| Person under 18 Cash Limit | Up to £200 |
| Travel Delay: | |
| After First 12 Hours | £20 |
| Additional per 12 hours | £10 up to £100 |
| Missed Departure | Up to £500 |
| Hospital benefit | £10 per day up to £300 |
| Winter Sports Equipment (owned) | Up to £300 |
| Winter Sports Equipment (hired) | Up to £300 |
| Avalanche Cover | Up to £200 |
| Ski Hire | Up to £200 |
| Ski Pack | £20 per day max £200 |
| Piste Closure | £10 per day up to £100 |
Premier Policy
| Cancellation & Curtailment | Up to £3,000 |
| Medical Expenses | Up to £5,000,000 |
| Personal Liability | Up to £2,000,000 |
| Legal Expenses | Up to £10,000 |
| Hospital Benefit (per day) | £20 per day up to £300 |
| Personal Accident | £20,000 |
| Max. Death Benefit | Up to £5,000 |
| Travel Delay | £20 per 12 hours up to £300 |
| Holiday Abandonment | up to £3,000 |
| Missed Departure | up to £500 |
| Personal Possessions | Up to £2,000 |
| Travel Documents | Up to £250 |
| Any one item, set or pair | Up to £300 |
| Total for all Valuables | Up to £300 |
| Baggage Delay | Up to £100 |
| Money | Up to £500 |
| Cash Limit | Up to £200 |
| Person under 18 Cash Limit | £100 |
| Catastrophe Cover | Up to £500 |
| Hijack Cover | Up to £500 |
| Winter Sports Equipment | Up to £400 |
| Winter Sports Equipment (hired) | Up to £300 |
| Max. per item, set owned/borrowed | Up to £300 |
| Max. per item, pair or set hired | Up to £400 |
| Avalanche Cover | Up to £400 |
| Ski Hire | Up to £400 |
| Ski Pack | Up to £200 |
| Piste Closure | £10 per day up to £100 |
